Mentor Financial Services


TPD Cover

TPD insurance pays a lump sum benefit for total and permanent disability due to illness or injury. It is designed to help meet one-off and ongoing living expenses, as well as covering special expenses like medical and rehabilitation costs and any home alterations required.

The insured has the option to choose between-

Own occupation: A client is only assessed against their inability to work in their 'own occupation', which is not as strict as the 'any occupation' definition. As a result, premiums are usually higher for 'own occupation' TPD cover.

Any occupation: A client must be unable to work, not only in their own occupation, but also in 'any occupation' for which they are reasonably suited by education, training or experience.

Financial Sevices - Life Insurance

Corporate Brochure

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