Mentor Financial Services

mySuper

About mySuper

Today there are six taxpayers to every one pensioner. In 15 years time there will be an estimated three taxpayers to every one pensioner.

Superannuation is a savings vehicle for your future and should become your most important asset. The current taxation laws for superannuation are extremely favourable, and as such its importance can not be over estimated.

In the past it was automatically assumed that when you retired from the workforce you would receive the age pension. With an ever increasing and aging population, the availability of the pension cannot be relied upon. People are also retiring earlier and living longer and this means that more and more people are going to have to fund for their own retirement.

Whilst the government has legislated to address this issue with the introduction of the superannuation guarantee levy, in most cases this will not be enough. This all means that you need to pay closer attention to your superannuation savings and the level of performance, security and flexibility offered by your current fund. You must review or make plans now to self fund your retirement.

Superannuation is one of the most tax-effective ways of saving for retirement. The earlier you start, the longer you have to invest towards your goal and the lower the amount you may need to invest on a regular basis.

Speak to Mentor Financial Services about whether your current superannuation fund is appropriate for you.

Financial Services - Superannuation

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